For members of diaspora groups around the world, paying household bills is a real headache. From paying to top-up granny’s electricity to medical insurance premiums back home, money has to be remitted either through a bank or a money transfer service. This is usually expensive, highly inconvenient for the sender who must rely on a trusted person to pick up the cash and pay the bills directly. Insurers and other financial service providers are realising the value that ZymPay brings in allowing their customers to pay bills and premiums locally.