Totum Risk is a multi dimensional risk tolerance questionnaire and toolkit that helps financial advisors understand how much risk their clients can comfortably take based on their life situation. With Totum, advisors can easily customize how they engage with their clients and have an in-depth discussion about their Risk Preferences, Risk Capacity, and Portfolio Risk. The questionniare is 12 questions based on facts not feelings and is mobile friendly. Totum’s patent pending academic methodology is agile and not static. Totum is always reviewing its data resources to update its models when needed.