Digit analyzes your income and spending, and finds small amounts of money it can safely set aside for you every few days. Every 2 or 3 days, Digit transfers some money from your checking account to your Digit savings. We never transfer more than you can afford, so you don’t have to worry about over-drafting your account. In fact, we have a no-overdraft guarantee. When you need your savings, send Digit a text message. Digit will transfer the money from your Digit savings back to your checking account next business day. Digit allows unlimited transfers, with no minimums, and no fees. Watch your savings automatically grow over time!