At Credit Direct, they offer personalized loan options with a simple online application process, clear terms, and flexible payment options. They believe that no individual should be denied the opportunity to present their situation as it pertains to their need or desire for a loan. By using AI-based technology, their unique lending model has the ability to look beyond credit score to consider additional factors. By looking at an applicant’s complete financial picture, they are able to better assess underwriting risk and approve more qualified borrowers.