Credit score is your multipass in the world of financial services. It helps you secure a loan, apply for a credit card, or rent an apartment. It’s a thread binding it all together in the intricate web of financial decision-making.

Today, the landscape of credit scoring is evolving, and it's not just about numbers and formulas anymore. AI, the powerhouse of modern technology, has woven its way into this domain, reshaping how lenders evaluate your creditworthiness.

In this article, I'll untie the workings of AI-powered credit scoring, explaining its benefits and challenges, algorithms, feature engineering, steps to build an AI-driven credit scoring system, and the coolest examples in Fintech. Find out how AI is revolutionizing an age-old system, changing how we access financial opportunities.

With release cycles becoming shorter and systems more complex, the need for quicker and more precise testing grows stronger. While there are lots of tutorials for unit testing, integration testing is often overlooked or confused with the former.

That’s why I start this article by explaining what integration testing is and why it’s indispensable. Also, I share recommendations from our solution development team to CTOs that work or intend to work with Java and are looking for best practices to solve the integration testing challenges and perfect their product.

Managing your finances in today's fast-paced world should be as seamless as ordering your morning coffee. This is where Plaid comes into play – a bridge between financial data and the apps your clients love.

Let's journey through the world of Plaid, its history and services, and what makes it a top player in Fintech. Find out how to use its API to boost your Fintech product, convert more customers, and cut costs.