Credit score is your multipass in the world of financial services. It helps you secure a loan, apply for a credit card, or rent an apartment. It’s a thread binding it all together in the intricate web of financial decision-making.

Today, the landscape of credit scoring is evolving, and it's not just about numbers and formulas anymore. AI, the powerhouse of modern technology, has woven its way into this domain, reshaping how lenders evaluate your creditworthiness.

In this article, I'll untie the workings of AI-powered credit scoring, explaining its benefits and challenges, algorithms, feature engineering, steps to build an AI-driven credit scoring system, and the coolest examples in Fintech. Find out how AI is revolutionizing an age-old system, changing how we access financial opportunities.

The culture of an engineering team is the DNA that defines the principles a group of engineers will use to make decisions about technology, strategy, and planning. Wherever you work, you want to contribute to the evolution of the engineering culture to build scalable, cross-functional, and successful teams. This article will help you find out how to achieve that.

AI-powered robo-advisors lure billions in assets and thousands of users. For sure, they are here to stay, flaunting personalized insights and automated portfolio management.

Let’s delve into the process of developing your own robo-advisor from scratch. As you finish reading this guide, you'll pick up the essentials needed to create a top-class financial tool that can analyze users' financial situations, provide tailored investment recommendations, and manage portfolios seamlessly.