Building a Culture of FinTech Innovation: Brian Lanehart, Momnt

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June 12, 2025
48 min
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In this episode of the Fintech CTO Podcast, we’re joined by Brian Lanehart, President, CTO, Chief Risk Officer, and Co-Founder at Momnt—a fintech platform redefining how embedded consumer lending works. Hosted by Vasyl Soloshchuk, CEO of INSART, this conversation explores the intersection of innovation, leadership, and real-world implementation in modern financial technology.

Building Innovation-Driven Fintech

Brian shares how cultivating a culture of innovation is critical to building scalable, resilient, and future-proof fintech solutions. With insights drawn from both his technical and executive experience, he explains how innovation extends beyond product—it’s embedded in people, process, and partnerships.

Embedded Lending for a Digital Economy

Momnt is transforming consumer lending by embedding financing options directly at the point of need. Brian unpacks how this approach benefits both businesses and consumers—offering fast, low-friction financing where and when it matters most.

Leveraging AI, ML, and Alternative Data

The conversation dives deep into how artificial intelligence and machine learning are shaping risk assessment, decision-making, and automation in lending. Brian also highlights the growing importance of alternative data sources, explaining how they unlock new insights and help expand financial access without compromising risk control.

From CTO to Co-Founder: Lessons in Leadership

Brian reflects on his own journey from technology leadership to co-founding a high-growth fintech company. He shares the challenges, mindset shifts, and key takeaways from leading a company through both innovation and execution.

About Brian Lanehart

Brian Lanehart is a multi-faceted fintech leader with a track record of innovation across risk, technology, and executive management. As a co-founder of Momnt, he’s helping reshape embedded finance and define what agile, data-driven lending can look like in the modern economy.

A Note on Our Platform

The Fintech CTO Podcast explores the stories and insights behind the technology powering the financial world. While we offer exposure to fintech innovators, we do not provide investment advice or professional consulting services.

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