Punk Money completely transforms the $5 Trillion Short Term Credit Market, with Insured Loans from one person to another, that are up to 80% cheaper on average.Punk Money is the community finance platform that eases everyday cashflow issues and completely replaces high cost credit and rip off payday loans with fair and affordable fully insured community loans direct from one person to another.Our community loans are fully insured so lenders don’t have to worry about losing their investment.Our unique credit scoring system and fully insured loans can revolutionize the short term credit market. Reducing the default rate of borrowers and providing unparalleled returns to investors not the platform.