American Credit Inc. is an fintech secured business loan provider, focusing on asset-based loans and invoice/AR financing. We have proprietary risk/credit worthiness screening technology, reinforced by artificial intelligence and blockchain technology. We also employ FICO scores and risk assessment technologies from major credit reporting agencies. On the borrowing side American Credit Inc. primarily attracts institutional investors and experienced/sophisticated VIP investors to provide funding for lending. Investors receive higher risk-adjusted returns than from traditional depository institutions and fixed-income instruments.