Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated. The company marries its deep understanding of how personal credit works with the latest in digital banking to offer the only free online and mobile digital banking service that helps consumers manage and grow their credit and cash in one place as they spend and save. Credit Sesame also provides personalized recommendations regarding personal loans, home loans, student loans, credit cards, and refinancing opportunities that can help members improve their credit and spending power. It gives its members free access to credit score monitoring, credit reports, and identity protection tools.