Headquartered in Toronto, Canada, with more than 85,000 employees in offices around the world, The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group (TD). TD offers a full range of financial products and services to approximately 22 million customers worldwide through four key business lines:Canadian Personal and Commercial Banking including TD Canada Trust and TD Auto Finance Canada Wealth and Insurance including TD Wealth, an investment in TD Ameritrade, and TD Insurance Wholesale Banking including TD Securities U.S. Personal and Commercial Banking including TD Bank, America’s Most Convenient Bank and TD Auto Finance U.S.TD had CDN$862.5 billion in assets on October 31, 2013. TD also ranks among the world’s leading online financial services firms, with approximately 8 million active online and mobile customers. The Toronto-Dominion Bank trades on the Toronto and New York stock exchanges under the symbol “TD”. The Toronto-Dominion Bank is a chartered bank subject to the provisions of the Bank Act (Canada). It was formed on February 1, 1955 through the amalgamation of The Bank of Toronto, chartered in 1855, and The Dominion Bank, chartered in 1869.